HOUSEKIA PROPERTY BARGAIN CHECKLIST
🧠 Quick Summary
The Smart Buyer’s Guide to Securing the Best Property Deals in Nigeria (2026 Edition)🔎 SECTION 1: Market Research ChecklistBefore making any offer, confirm:☐ I have compared at least 3 similar properties in the same location☐ I know the current average price per square meter in the area☐ I have checked recent sales prices (not just listing prices)☐ I researched upcoming infrastructure projects nearby☐ I understand the growth potential of the location (5–10 years)☐ I confirmed the property is not in a flood-prone zone💰 SECTION 2: Financial Readiness Checklist☐ I have proof of funds ready☐ My mortgage/pre-approval is secured (if applicable)☐ I have budgeted for legal and documentation fees☐ I included agency fees in my budget☐ I calculated stamp duties and registration costs☐ I have a 10–15% buffer for unexpected costs📜 SECTION 3: Title & Legal Verification Checklist☐ The title document has been verified☐ Survey plan has been authenticated☐ The land is not under government acquisition☐ There are no existing disputes or encumbrances☐ Deed of Assignment will be properly executed☐ Governor’s Consent (if required) is obtainable☐ Building approval exists (for developed property)☐ Property complies with state building regulations🏗 SECTION 4: Physical Inspection Checklist☐ No visible structural cracks☐ Roofing is in good condition☐ Drainage system is functional☐ Electrical wiring is properly installed☐ Plumbing system has no leaks☐ Foundation shows no signs of settlement☐ Access road is motorable year-round☐ Neighborhood security is satisfactory🤝 SECTION 5: Negotiation Strategy Checklist☐ I did not show emotional attachment☐ I identified seller motivation☐ I made an offer below asking price (where appropriate)☐ I negotiated payment flexibility☐ I negotiated documentation cost sharing☐ I considered requesting minor repairs before closing☐ I was prepared to walk away📊 SECTION 6: Investment Evaluation Checklist☐ I calculated potential rental yield☐ I estimated 5-year appreciation potential☐ I assessed demand for rentals in the area☐ I reviewed nearby infrastructure development plans☐ I confirmed resale liquidity🚨 RED FLAGS – DO NOT IGNORE⚠ Seller rushing you to pay immediately⚠ Refusal to provide original documents⚠ Inconsistent survey details⚠ “Family land” without proper documentation⚠ No approved building plan⚠ Location with history of demolition or regulatory issues🏆 FINAL DECISION SCORECount how many boxes you ticked:✔ 40+ ticks → Strong Bargain Opportunity✔ 30–39 ticks → Proceed With Caution✔ Below 30 → High Risk – Reassess🏡 About HOUSEKIAHOUSEKIA helps property buyers, developers, and investors make smart, compliant, and profitable real estate decisions in Nigeria. We provide:Professional compliance guidesConstruction and inspection checklistsProperty investment educationRegulatory insightsDownload this checklist before paying for any property in Nigeria. Smart buyers don’t guess — they verify.
The Smart Buyer’s Guide to Securing the Best Property Deals in Nigeria (2026 Edition)
🔎 SECTION 1: Market Research Checklist
Before making any offer, confirm:
☐ I have compared at least 3 similar properties in the same location
☐ I know the current average price per square meter in the area
☐ I have checked recent sales prices (not just listing prices)
☐ I researched upcoming infrastructure projects nearby
☐ I understand the growth potential of the location (5–10 years)
☐ I confirmed the property is not in a flood-prone zone
💰 SECTION 2: Financial Readiness Checklist
☐ I have proof of funds ready
☐ My mortgage/pre-approval is secured (if applicable)
☐ I have budgeted for legal and documentation fees
☐ I included agency fees in my budget
☐ I calculated stamp duties and registration costs
☐ I have a 10–15% buffer for unexpected costs
📜 SECTION 3: Title & Legal Verification Checklist
☐ The title document has been verified
☐ Survey plan has been authenticated
☐ The land is not under government acquisition
☐ There are no existing disputes or encumbrances
☐ Deed of Assignment will be properly executed
☐ Governor’s Consent (if required) is obtainable
☐ Building approval exists (for developed property)
☐ Property complies with state building regulations
🏗 SECTION 4: Physical Inspection Checklist
☐ No visible structural cracks
☐ Roofing is in good condition
☐ Drainage system is functional
☐ Electrical wiring is properly installed
☐ Plumbing system has no leaks
☐ Foundation shows no signs of settlement
☐ Access road is motorable year-round
☐ Neighborhood security is satisfactory
🤝 SECTION 5: Negotiation Strategy Checklist
☐ I did not show emotional attachment
☐ I identified seller motivation
☐ I made an offer below asking price (where appropriate)
☐ I negotiated payment flexibility
☐ I negotiated documentation cost sharing
☐ I considered requesting minor repairs before closing
☐ I was prepared to walk away
📊 SECTION 6: Investment Evaluation Checklist
☐ I calculated potential rental yield
☐ I estimated 5-year appreciation potential
☐ I assessed demand for rentals in the area
☐ I reviewed nearby infrastructure development plans
☐ I confirmed resale liquidity
🚨 RED FLAGS – DO NOT IGNORE
⚠ Seller rushing you to pay immediately
⚠ Refusal to provide original documents
⚠ Inconsistent survey details
⚠ “Family land” without proper documentation
⚠ No approved building plan
⚠ Location with history of demolition or regulatory issues
🏆 FINAL DECISION SCORE
Count how many boxes you ticked:
✔ 40+ ticks → Strong Bargain Opportunity
✔ 30–39 ticks → Proceed With Caution
✔ Below 30 → High Risk – Reassess
🏡 About HOUSEKIA
HOUSEKIA helps property buyers, developers, and investors make smart, compliant, and profitable real estate decisions in Nigeria.
We provide:
Professional compliance guides
Construction and inspection checklists
Property investment education
Regulatory insights
Download this checklist before paying for any property in Nigeria.
Smart buyers don’t guess — they verify.
👉 Enter your email to receive the FREE Housekia Property Bargain Checklist (2026 Edition)