HOUSEKIA Flood Risk Assessment Checklist (2026 Professional Edition – Nigeria)

Use this checklist before buying land, developing property, or preparing for the rainy season.

📍 SECTION 1: Location & Environmental Risk

☐ Is the property located in a known flood-prone area?

☐ Has the community experienced flooding in the last 5–10 years?

☐ Is the land close to a river, lagoon, canal, or coastline?

☐ Is the property on reclaimed land or wetlands?

☐ Is the road level higher than the building level?

☐ Are there visible water marks on nearby buildings?

☐ Is the area identified as high-risk in state flood reports?

Risk Level: Low ☐ Medium ☐ High ☐

🏗 SECTION 2: Structural & Design Assessment

☐ Is the foundation elevated above street level?

☐ Is the building plinth at least 300–600mm above ground?

☐ Are foundation walls free from cracks?

☐ Are electrical sockets raised above likely flood level?

☐ Is the septic tank properly sealed?

☐ Are perimeter fences reinforced?

☐ Are retaining walls structurally sound?

Structural Condition: Good ☐ Fair ☐ Poor ☐

🌧 SECTION 3: Drainage & Stormwater Management

☐ Are gutters and downpipes clean and functional?

☐ Is water properly channeled away from the building?

☐ Are external drains free of debris and silt?

☐ Are nearby canals regularly desilted?

☐ Does the estate have a central drainage system?

☐ Are soakaways functioning properly?

Drainage Efficiency: Efficient ☐ Moderate ☐ Poor ☐

âš¡ SECTION 4: Utilities & Safety

☐ Are electrical panels elevated?

☐ Are backup power systems protected from water?

☐ Is there a safe shut-off switch?

☐ Are gas cylinders stored above ground level?

☐ Is there an emergency lighting system?

🛟 SECTION 5: Emergency Preparedness

☐ Do you have a flood emergency kit?

☐ Are important documents stored in waterproof containers?

☐ Do you have a family evacuation plan?

☐ Are emergency contacts saved and accessible?

☐ Are vehicles parked in safe elevated areas during heavy rainfall?

📑 SECTION 6: Insurance & Compliance

☐ Do you have valid property insurance covering flood damage?

☐ Are building approvals and permits up to date?

☐ Has a flood risk assessment been conducted professionally?

☐ Do you have recent property condition photographs?

📊 FINAL FLOOD RISK SCORE

Count the number of unchecked safety items:

0–5 unchecked → 🟢 Low Risk

6–12 unchecked → 🟡 Moderate Risk

13+ unchecked → 🔴 High Risk (Immediate Action Required)

🚨 Immediate Action If High Risk

✔ Improve drainage immediately

✔ Elevate electrical systems

✔ Seal foundation cracks

✔ Avoid further construction without proper assessment

✔ Consult a professional flood risk assessor

📞 Need Professional Flood Risk Evaluation?

HOUSEKIA Property Advisory Services

Phone/WhatsApp: +2348111222333

Website: www.housekia.com�

Email: enquiries@housekia.com

Comments