HOUSEKIA Flood Risk Assessment Checklist (2026 Professional Edition – Nigeria)
🧠 Quick Summary
Use this checklist before buying land, developing property, or preparing for the rainy season. 📍 SECTION 1: Location & Environmental Risk☐ Is the property located in a known flood-prone area. ☐ Has the community experienced flooding in the last 5–10 years.
Use this checklist before buying land, developing property, or preparing for the rainy season.
📍 SECTION 1: Location & Environmental Risk
☐ Is the property located in a known flood-prone area?
☐ Has the community experienced flooding in the last 5–10 years?
☐ Is the land close to a river, lagoon, canal, or coastline?
☐ Is the property on reclaimed land or wetlands?
☐ Is the road level higher than the building level?
☐ Are there visible water marks on nearby buildings?
☐ Is the area identified as high-risk in state flood reports?
Risk Level: Low ☐ Medium ☐ High ☐
🏗 SECTION 2: Structural & Design Assessment
☐ Is the foundation elevated above street level?
☐ Is the building plinth at least 300–600mm above ground?
☐ Are foundation walls free from cracks?
☐ Are electrical sockets raised above likely flood level?
☐ Is the septic tank properly sealed?
☐ Are perimeter fences reinforced?
☐ Are retaining walls structurally sound?
Structural Condition: Good ☐ Fair ☐ Poor ☐
🌧 SECTION 3: Drainage & Stormwater Management
☐ Are gutters and downpipes clean and functional?
☐ Is water properly channeled away from the building?
☐ Are external drains free of debris and silt?
☐ Are nearby canals regularly desilted?
☐ Does the estate have a central drainage system?
☐ Are soakaways functioning properly?
Drainage Efficiency: Efficient ☐ Moderate ☐ Poor ☐
⚡ SECTION 4: Utilities & Safety
☐ Are electrical panels elevated?
☐ Are backup power systems protected from water?
☐ Is there a safe shut-off switch?
☐ Are gas cylinders stored above ground level?
☐ Is there an emergency lighting system?
🛟 SECTION 5: Emergency Preparedness
☐ Do you have a flood emergency kit?
☐ Are important documents stored in waterproof containers?
☐ Do you have a family evacuation plan?
☐ Are emergency contacts saved and accessible?
☐ Are vehicles parked in safe elevated areas during heavy rainfall?
📑 SECTION 6: Insurance & Compliance
☐ Do you have valid property insurance covering flood damage?
☐ Are building approvals and permits up to date?
☐ Has a flood risk assessment been conducted professionally?
☐ Do you have recent property condition photographs?
📊 FINAL FLOOD RISK SCORE
Count the number of unchecked safety items:
0–5 unchecked → 🟢 Low Risk
6–12 unchecked → 🟡 Moderate Risk
13+ unchecked → 🔴 High Risk (Immediate Action Required)
🚨 Immediate Action If High Risk
✔ Improve drainage immediately
✔ Elevate electrical systems
✔ Seal foundation cracks
✔ Avoid further construction without proper assessment
✔ Consult a professional flood risk assessor
📞 Need Professional Flood Risk Evaluation?
HOUSEKIA Property Advisory Services
Phone/WhatsApp: +2348111222333
Website: www.housekia.com�
Email: enquiries@housekia.com